Medicare is a federal health insurance initiative that covers treatment expenses for eligible U.S. citizens. The program provides healthcare benefits to senior citizens aged 65 and above. However, younger people with disability and those approved for Social Security disability insurance can also benefit from the program. As part of this initiative, most people in the country earn the right to enroll as taxpayers contributing to the system. Keep reading to learn more about Medicare. 11 facts about Medicare Medicare is administered by the Centers for Medicare and Medicaid Services (CMS), a division of the U.S. Department of Health and Human Services (HHS). Usually, Medicare benefits can vary depending on the enrollment plan chosen by the beneficiary. It includes four enrollment plan options – Part A, Part B, Part C, and Part D. But there are many important facts one must know about the initiative before enrolling. Some key facts regarding the program are listed below. Employees and employers contribute money toward Medicare benefits In most cases, the bulk of the money to provide Medicare benefits comes from employees and employers. It includes 1.45% of a worker’s wages, which adds up to 2.9% of the total amount. In the case of self-employment, the workers contribute 2.9% of their income towards the Medicare program.

Medicare is a government health insurance program that covers people over 65, some younger people with disabilities, and those with end-stage renal disease. It has four parts – Part A, which covers hospital insurance, nursing facilities, hospice, and in-home care; Part B, which covers doctor’s visits, outpatient care, medical equipment, home healthcare, and preventive screenings; Part C, which offers Medicare-approved plans by private companies, and Part D, which covers the cost of prescriptions. Due to the complex nature of federal policies, there are several things that we tend to skip. Learning about them can help you make better and more efficient policy use. So, here are the 12 things that fall under a Medicare coverage: Welcome to Medicare preventive visit Enrolling for Medicare makes you eligible for a ‘Welcome to Medicare’ preventive visit. Although essential, this service is often overlooked by many people. It is meant to allow you to meet with your primary care physician for an overall check-up, establish a baseline for your health, and create a health and wellness plan for the upcoming year. Here, you can discuss your medical history, examine your need for treatment, and formulate a plan for a healthier future. Yearly wellness visits In addition to a welcome visit, you also get annual wellness visits which are the opportunity to have a scheduled check-up and to talk to your healthcare provider about your yearly care plan.

Healthcare is a crucial aspect of any country, and it can be quite expensive if an individual does not have insurance such as Medicare. One of the healthcare options available is dental insurance, which can help save a lot of money on annual appointments and treatments. However, many people are not aware of the limitations of dental insurance. Here are six things that dental insurance plans may not cover. Cosmetic dentistry Restorative dentistry might be necessary when it’s related to one’s well-being. However, insurance companies usually classify cosmetic dentistry as an elective procedure and may not cover the cost of treatment. One should also note that many cosmetic dentists use restorative procedures, such as porcelain crowns, dental implants, and tooth veneers, for restorative and cosmetic purposes. Therefore, insurance may cover some or all of one’s restorative procedures but will not cover elective cosmetic procedures. If a dental procedure is necessary due to decay, disease, an accident, or injury, it may be considered a restorative procedure, and the insurance may cover some or all of the cost. It’s also important to note that some restorative procedures may be covered under insurance if they serve a functional purpose, such as replacing missing teeth or improving the mechanics of a patient’s bite.